Since the Genius Act, time is ticking: Coinbase’s boss is saying that a crypto super app is coming that will shake up the old financial system.
Last week, in an interview with FOX Business, Coinbase CEO Brian Armstrong revealed that his team is working on making Coinbase an all-in-one crypto app. This super app will challenge normal banking apps. It will have everything – spending money, saving, investing, and even crypto trading.
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Bitcoin Payments Prove Themselves Efficient Already
Coinbase has just launched a Bitcoin credit card that offers 4% rewards. This means people can use their BTC to make regular purchases. Brian Armstrong said that the fees associated with regular card transactions are a form of exploitation, as digital asset payments have virtually zero costs.
Following the Bitcoin card, Coinbase plans to do the same with blue-chip altcoins and stablecoins. Brian Armstrong noted that several regulatory victories are pushing this forward, including the crypto-friendly stance of new SEC Chair Paul Atkins and the passage of the Genius Act.
All of this is happening as Bitcoin has fallen from its new all-time high of $124,028 and is now trading at $113,080, according to CoinGecko. More and more analysts are currently watching how Bitcoin will react in the face of multi-trillion option expirations and the world’s uncertain geopolitics.
On The Flipside
Similar strategies are being adopted by major fintech companies like PayPal, Robinhood, and X, which are launching their own super apps.
But pushback from regulatory bodies could slow adoption. Coinbase’s CEO says some have lobbied to try to stop crypto rewards programs.
Why This Matters – Crypto Super App
Integrating digital asset payments into everyday life is a major step forward in global blockchain adoption.
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People Also Ask – Crypto Super App:
What did Coinbase’s CEO say about crypto and super apps?
Brian Armstrong says that crypto super app will power a next-gen super app that will replace old banks. It will combine payments, trading, and other financial features on a single platform.
Why is this crypto super app important?
It could disrupt the banking system because it will offer easy and decentralized services. Users will have more control over their money without any middlemen.
How will make this crypto super app possible?
Blockchain technology allows fast and secure transactions and supports smart contracts. Therefore, banking, investing, and payments could all be combined in a single app.
When could this crypto super app arrive?
Armstrong didn’t give an exact timeline, but crypto super app adoption is growing rapidly. Platforms like Coinbase are already testing such features.
Who will benefit from this bank-replacing app?
Both consumers and businesses, as it will offer cheap and fast services. It will challenge the power of banks, especially for those who are unbanked or tech-savvy users.
